Self Funded Care
Self-funded care means paying for your care services independently, without financial help from the council. Whether by choice or due to your financial situation, this option allows you to select the care that best suits your needs.
What is Self-funded care?
Self-funded care refers to a situation where an individual pays for their own care services without financial assistance from the government or local council.
This typically applies when a person’s savings or assets exceed a certain threshold, making them ineligible for public funding. In self-funded care, the individual is responsible for covering the full cost of their care, whether it’s in a care home, through home care services, or other types of care and support they might need.
Are you eligible for Self-funded Care?
If you have savings over £23,250 – known as the upper capital limit (UCL) – or if you own your own property and are planning to move into a care home, you won’t be eligible for financial assistance from your local council.
However, you can request a financial assessment (means test) from your council to see if you might qualify for any support with care costs.
If you prefer, you can choose to pay for your care independently without undergoing a financial assessment.
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Benefits of Self-funded care
Choice and Control: You have the freedom to choose the care services and providers that best meet your needs, without being limited by what the local council offers.
Tailored Care: Self-funding allows you to customise your care plan to suit your preferences, lifestyle, and specific requirements.
Flexibility: You can adjust your care arrangements as your needs change, ensuring you always receive the most appropriate level of support.
Quicker Access: Without the need for council assessments or waiting lists, you can arrange care services more quickly.
Quality Options: You have access to a wider range of care providers, including premium services that may not be available through council-funded care.
Saving costs with Premium Homecare
At Premium Home Care, we take several steps to ensure that you can enjoy cost savings when opting for self-funded care. By choosing to go direct with us, you can significantly reduce costs.
This model eliminates intermediary fees and allows for more transparent pricing. Without any additional layers between you and our services, you’re likely to see more value for your investment in home care.
By enabling care in the comfort of your own home, we help you avoid the significantly higher costs associated with residential care homes, which can average £700-£850 per week or more. This can lead to substantial savings over time.
Why choose Premium Homecare?
Personalised Care Plans
Each client receives a tailored care plan that addresses their specific needs, ensuring services are aligned with individual preferences and requirements.
Experienced &
Trained Staff
The care team consists of skilled professionals who undergo regular training and competency assessments, ensuring they deliver the highest standard of care.
Comprehensive
Services
Premium Homecare provides a wide range of services, including personal care, skilled nursing, and support for individuals with specialised needs such as dementia or Parkinson’s disease.
Positive Client Feedback
Many clients and their families express high satisfaction with the care provided, noting the efficiency and friendliness of the staff, which fosters a supportive environment.
Regulated and Safe
The agency is fully regulated by the Care Quality Commission (CQC), ensuring compliance with safety and quality standards, which is vital for peace of mind.
Focus on
Independence
The care offered is designed to help clients maintain their independence while receiving the necessary support in the comfort of their own homes.
Responsive
Management
The management team conducts regular monitoring and quality assurance checks to ensure care standards are consistently met and continuously improved.
Community
Engagement
Care staff are encouraged to help clients engage with their communities, promoting social interaction and overall well-being, which enhances the quality of life for those receiving care.
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What to expect from Premium Homecare
Contact us
1.
Reach out via phone or email to discuss your care needs. Our team is ready to answer your questions and provide initial guidance.
Schedule a Meeting
2.
We will arrange a face-to-face meeting to assess your specific requirements. This allows us to understand your situation better and tailor a care plan that suits you.
Begin Care Services
3.
Once the care plan is finalised, we will promptly start providing the agreed-upon services, ensuring you receive the support you need in the comfort of your home.
OPEN 24 HOURS A DAY
Monday – Sunday
24 hours
OUR HEAD OFFICE
17 Gordon Road
Surrey SM5 3RG
